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Hey {{contact.first_name}}, Starting the home buying process usually brings a lot of questions. One I hear often is about money: what a home will really cost each month, beyond the listing price. It’s a good one to have answered before you get attached to a particular home. The monthly picture includes more than the loan payment: property taxes, insurance, any HOA dues, utilities and upkeep. And up front, closing costs and early repairs can affect how much cash you want on hand. One more thing worth knowing: what a lender says you may qualify for and what feels comfortable each month aren’t always the same number. That’s exactly what I walk people through on a call. We’ll look at your budget and timeline and see what a few price points mean month to month. You’ll leave knowing what range makes sense to search in and what to ask a lender.
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Derrick Krueger is a real estate agent affiliated with Compass. Compass is a licensed real estate broker and abides by equal housing opportunity laws. |
